Fire Protection Industry

Calibre Fire Protection: Good Insurance for the Fire Protection Industry

The fire protection industry helps to ensure the safety and protection of people and business. Calibre Commercial Insurance Pty Ltd (‘Calibre Insurance’) welcomes the opportunity to protect the businesses which protect us, by providing tailored insurance cover specifically designed for the Fire Protection Industry.

Calibre Insurance now offers the following policies to the Fire Protection Industry:

These policies can be purchased together or separately with or without Business Package Insurance.

GET A QUOTE

To get a quote for your Fire Protection Industry clients please complete the relevant application form below.

HAVEN’T WORKED WITH US BEFORE?

If you haven’t worked with Calibre Insurance before you can get started by completing the Broker Application Form and we will be in touch. You can also call 1300 306 226 or email connect@calibreinsurance.com.au and we will appoint a dedicated Development Manager (DM) or Broker Support Officer who will help you through the process.

MORE INFORMATION

Broker Fact Sheet
Client Fact Sheet

KEY FEATURES

Underwritten by Great Lakes Australia (GLA), Standard & Poor’s rating* AA- (very strong)

We offer cover to a wide range of Fire Protection Occupations – view the occupation list below

Policy cover caters for the Fire Protection Industry with automatic relevant extensions included (see below), and relevant cover.

Our policy is best suited for businesses with:
– asset values up to $20 million for fire and business interruption cover, and
– turnover of up to $50 million for liability cover

POLICY WORDINGS & APPLICATION FORMS

Please visit the Specialty Liability downloads page to view and access the policy wordings and application forms.

Calibre Fire Protection Public and Products Liability Insurance

  • Supply, servicing, maintenance, testing & installation of portable fire protection equipment including fire extinguishers, fire hose reels & fire hydrants
  • Supply, service, maintenance, testing & installation of electrical fire protection products including emergency & exit lighting, fire alarm panels & pumps
  • Supply, servicing, maintenance, testing and installation of passive fire protection products
  • Testing only of fire sprinkler alarm systems
  • Servicing, maintenance & installation of sprinkler systems
  • Retail & wholesale product sales of fire protection equipment &/or products
  • Design &/or consulting engineers in respect of fire protection systems
  • Certification of fire protection systems &/or fire building audits
  • Training Services
  • Fire Protection surveying & investigative work including bushfire assessments

Calibre Civil Liability Professional Indemnity Insurance

Professional Services:

  • Providing advice, testing, inspection &/or certification of portable fire protection equipment e.g. fire extinguishers, fire hose reels and fire hydrants
  • Providing advice, testing, inspection &/or certification of passive &/or electrical fire protection products
  • Providing advice, testing, inspection &/or certification of sprinkler systems
  • Providing advice in regards to the retail & wholesale product sales of fire protection equipment &/or products
  • Design &/or consulting engineers in respect of fire protection systems
  • Certification of fire protection systems &/or building fire audits
  • Training Services
  • Fire protection surveying & investigation work including bushfire assessments
  • NSW plumber only – Sprinkler pipe systems design services and Sprinkler pipe equipment testing & certification services

Calibre Civil Liability Professional Indemnity Insurance

Civil Liability Professional Indemnity Insurance Policy Includes the following automatic extensions:

Please refer to the Policy for full details.

3.1 COMPENSATION FOR COURT ATTENDANCE
3.2 COMPENSATORY PENALTIES
3.3 CONSULTANTS SUB CONTRACTORS AND AGENTS
3.4 CONTINUOUS COVER
3.5 COURT ATTENDANCE COSTS
3.6 DISHONESTY
3.7 ESTATES
3.8 EXTENDED REPORTING PERIOD
3.9 FORMER PRINCIPALS
3.10 FORMER SUBSIDIARY
3.11 INDEMNITY TO CONTRACTORS
3.12 INQUIRY COSTS
3.13 INTELLECTUAL PROPERTY
3.14 JOINT VENTURE
3.15 LOSS OF DOCUMENTS
3.16 NEWLY CREATED OR ACQUIRED SUBSIDIARY
3.17 PRIVACY BREACH COSTS
3.18 PUBLIC RELATIONS EXPENSES
3.19 RUN-OFF COVER
3.20 SPOUSAL LIABILITY
3.21 THIRTY DAY REPORTING PERIOD

4. OPTIONAL COVER

4.1 PRINCIPAL’S PREVIOUS BUSINESS

Fire Protection Public and Products Liability Insurance

Includes the following automatic write back of covers:

Please refer to the Policy for full details.

Policy Exclusion 4.2 Aircraft amended to allow repair, servicing and/or maintenance of fire extinguishing systems, fire and/or smoke alarms and/or portable fire extinguishers provided such work is only performed within stationary Aircraft that are not owned, operated or used by You.

Policy Exclusion 4.6 Contractual Liability does not apply to liability assumed by You under any contract (other than a lease of real or personal property) entered into by You that does not exceed a contract value of $200,000.

Policy Exclusion 4.16 Product Defect. This exclusion 4.16 will only apply to Property Damage to the specific part of Your Products which directly causes the damage due to its defect, harmful nature or unsuitability.

Policy Exclusion 4.26.2 applies to any work performed by You or on Your behalf on or within any Watercraft that exceed 20 metres in length, but only in respect of any contract entered into by You for such work which exceeds a contract value of $500,000.

Also includes a very much broadened Principals coverage, please refer to Definition 5.19.4 of the Policy.

*This information is intended for intermediaries only. Please note that ratings can change from time to time and is accurate as at 11/01/2017. You can view Great Lakes Reinsurance (UK) SE’s rating at www.standardandpoors.com.au or https://www.munichre.com/en/ir/ratings/ratings-01/index.html.

Please see full policy terms, conditions, limits and exclusions. Calibre Specialty Liability Insurance policies are issued by Calibre Commercial Insurance Pty Ltd (ABN 86 603 039 023| AFSL 474540) (‘Calibre Insurance’) acting under a binder as agent for the insurer Great Lakes Insurance SE (ARBN 127 740 532 | ABN 18 964 580 576 | AFSL 318603) trading as Great Lakes Australia (‘GLA’). Great Lakes Insurance SE is a limited liability company, incorporated in Germany.