Calibre Steadfast Client Trading Platform (SCTP) Business Package Insurance on SVU

Calibre SCTP Business Package Insurance is available to transact on SVU.


To get access to Calibre SCTP Business Package Insurance on SVU, please contact your Steadfast representative. They will initiate the process to set up access for you.


Read the tips and hints section of the attached flyer to help you obtain the best possible outcome for acceptance and pricing from Calibre SCTP Business Package Insurance on SVU.


Our low referral model is designed to provide you with a more efficient experience in the quote and bind process.

You’ll find that there are more definitive yes/no decisions provided up front for most risks, enabling you to spend less time waiting for a response, and more time making immediate decisions for your clients.

Download our pdf for more information.








Select the heading below to expand the section and find out more information about Calibre SCTP Business Package Insurance on SVU:

Following on from feedback received and as part of the work in developing our SVU approach, we have significantly increased our risk appetite in a number of areas including but not limited to:


Increased limits for percentage of payments to contractors / sub-contractors.


We have increased our appetite to provide cover for most goods imported other than specified items as defined in our question on liability – which is triggered if the importing of goods question is answered ‘yes’. We currently have no referrals on importing.

Underground work

Increased depth limit as per our question on liability for applicable occupations.

Welding away

Increased percentage of welding away.

Hire of equipment

Now only excluding specific items as defined in our question that triggers if the Hire Out question on liability is answered ‘Yes’.

Note that a majority of these improvements have been built in as automatic with no referral triggered ensuring that the process is as seamless and straightforward as possible.

As you know there are variations in the approach that different insurers take.

We highlight below a few areas to be mindful of in regard to processing Calibre SCTP Business Package Insurance on SVU to help you get the best possible outcome from Calibre Insurance in terms of acceptance and pricing:

Importing vs manufacturing

Any risk that imports goods but does not actually conduct manufacturing, should be quoted under the appropriate occupation that reflects what the business actually does ie Retailer / Wholesaler. You then simply answer ‘yes’ to the importing question on liability.

Property Owner risks – multiple tenants require individual listing

A ‘tenant business’ occupation needs to be entered for each and every separate tenant. The hard coded reference on SVU to “must represent most hazardous tenant” does not apply to Calibre Insurance. Please refer to the help button on this section in SVU which notes the following:

For Calibre Insurance each and every separate tenant to be listed. For example if a building has 2 accounting firms and 2 apartments, then 4 tenants business must be entered with 2 as Accountants and 2 as apartments.

Default Answers

We recommend that you check all default answers on SVU prior to submitting any quote with Calibre Insurance as they may have an impact on the acceptance and pricing that is provided.

Winbeat users

We are experiencing some cases where the premium values from SVU are not included correctly in the invoice generated from Winbeat. Please note the following when an SVU policy is copied into Winbeat. You will need to copy and paste all the premium value fields (except GST, underwriter Fee Tax and Commission GST which are calculated automatically).

Read the attached flyer for instructions on what you need to do when an SVU policy is copied to Winbeat to ensure that the invoice prints all the values correctly.

We have done a lot of work on removing or reducing a large portion of restricting endorsements including upgrades to our Steadfast First Option Business Insurance policy last year.


In some circumstances endorsements may increase cover, rather than restrict cover.


Professional Office

For specific Professional Office type occupations with Property Damage cover taken, a bonus Office endorsement will be automatically applied at no extra cost to provide a range of additional benefits, including but not limited to:

  • Fusion cover
  • Theft without forcible entry cover – only when burglary cover is also taken
  • Environmental Upgrade cover
  • Deterioration of Stock/Food cover

These extra covers are specifically designed to enhance our Calibre SCTP Business Package to provide a tailored product for professional office clients.

Trade Contractors

For specific Trade Contractor type occupations like:

  • Handyman
  • Carpenter
  • Electrician
  • Plumber
  • Gardening/Lawn Mowing
  • Plasterer
  • Bricklayer
  • Concreter
  • Painter
  • Landscaper
  • Tiling Contractor

..a bonus Cover for Sub-Contractors endorsement will be automatically applied at no extra cost .


Leave your question or feedback regarding Calibre SCTP Business Package Insurance on SVU in the form below. We are interested to hear about your experiences and insights and welcome any comments.

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Please see full policy terms, conditions, limits and exclusions. Calibre SCTP Business Package Insurance Policies are issued by Calibre Insurance, a trading name of Hollard Commercial Insurance Pty Ltd (ABN 86 603 039 023, AFSL 474540) (‘Calibre Insurance’), acting under a binder as agent for the insurer The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473, AFSL 241436) (‘Hollard’).

Please note: existing and renewing policies with an inception date up to 31 March 2018 will continue to be insured by Great Lakes Insurance SE (ARBN 127 740 632 I AFSL 318603) trading as Great Lakes Australia. Great lakes Insurance SE is a limited liability company incorporated in Germany.