Terms of Use

This domain name and website are owned and operated by Calibre Insurance, a trading name of Hollard Commercial Insurance Pty Ltd (ABN 86 603 039 023) (AFSL 474540) (’Calibre Insurance’).

The Terms of Use contained on this page and the Privacy and Security page (including the Privacy Policy) govern your access to and use of the information, text, graphics and materials on the website (‘Content’) and the computer storage, processing and use of your personal information.

Calibre Insurance reserves the right to immediately vary the Terms of Use at any time by publishing the varied provisions on this website.

Accuracy of Information

The Content is accurate at the time of its inclusion on the website. The Content itself is subject to change without notice. Although Calibre Insurance will endeavour to update the website as soon as practical after making any changes, Calibre Insurance does not warrant the accuracy, adequacy or completeness of the Content available on this website.

Intellectual Property

The Content is owned or licensed by Calibre Insurance, is the intellectual property of Calibre Insurance or its licensors and is protected by copyright, trademark and common law. Nothing on this website grants, or shall be construed as granting, any license, sub-license or right to use any of the trademarks appearing on it.

Except where necessary for viewing the Content on your browser or as a permitted use under the Copyright Act 1968 (Cth) or other applicable law, no material on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form or by any process, for any commercial purpose without the specific written consent of Calibre Insurance.

You must not use the Content for any illegal or unlawful purpose.

Links to Other Sites

This website may contain links to other sites independently maintained by others. As Calibre Insurance does not control these other sites, we cannot be responsible for the content or accuracy of the information or other material on any linked sites. The provision of a link to another website does not mean that Calibre Insurance makes a recommendation or gives any endorsement or approval of any products or services displayed on those other sites. Subject to any applicable law, Calibre Insurance does not warrant the accuracy, adequacy or completeness of the material available on websites maintained by others.

Limitation of Liability

Subject to any responsibilities or liabilities implied by applicable law and which cannot be excluded by law, neither Calibre Insurance or any companies related to Calibre Insurance nor any director, officer, employee, consultant or agent thereof accepts any responsibility or liability for any loss or damage arising in any way (including by reason of negligence) for errors in and omissions from the Content and does not accept any responsibility nor owe any duty of care to any person acting or refraining from acting as a result of information on the site.


The law of the state of New South Wales, Australia is applicable to this website and the Content.

Acceptance of Terms of Use

You acknowledge that your use of the Calibre Insurance website is acceptance of these Terms of Use and the terms outlined on the Privacy and Security page.

Calibre Insurance reserves any rights not expressly outlined in these Terms of Use.